Debt Relief Order (DRO)
Learn more about Debt Relief Orders (DRO)
What is a Debt Relief Order (DRO)?
Debt Relief Orders (DRO) is a formal debt solution designed for people with little or no assets and low income.
If you don’t own your own home & have little spare income and debts that are less than £30,000 a Debt Relief Order (DRO) could be a way to deal with your debts. It is an alternative debt solution to Bankruptcy or an Individual Voluntary Arrangement and available to residents of England, Wales and Northern Ireland.
Benefits and Considerations of a Debt Relief Order (DRO)
Benefits of a Debt Relief Order
- Typically a Debt Relief Order lasts twelve months
- Debt Relief Orders don’t require you to make payments into them
- Creditors are stopped from taking any further action against you
- There is a small fee of £90 for starting a Debt Relief Order that can be paid in instalments
- A Debt Relief Order is relatively simple process to start and can be done through various charity organisations
Considerations of a Debt Relief Order
- Your credit rating will be affected for six years
- Owning your own property or having assets over £2,000 will stop you entering into a Debt Relief Order
- A Debt Relief Order may be cancelled if your circumstances change during the the 12 month period
- Entering into a DRO will be recorded on a public register
- If you can afford more than £75 after your monthly essentials have been budgeted for then you will not qualify
Other Debt Solutions
Debts we can help with
We can help with unsecured debts including the below and more
Council Tax Arrears, HMRC debt & benefits overpayment
Payday loans, bank loans & overdrafts
Credit cards, store cards & catalogues
Bailiff Enforcement & Debt Collector Action
County Court Judgments (CCJs) & Attachment of Earnings
Creditors we deal with
We deal with all major creditors in the UK
Service you can trust
We pride ourselves on delivering the highest level of service to help people find a solution to overcome problem debt.
Read real reviews of our service on Trustpilot.
Start your journey today and see which solution suits your needs.
Speak to a debt help expert now on 0161 823 4974 or complete the form and we will call you back.
They helped us immensely throughly would absolutely recommend them.
C Garrard, Trustpilot 5*
Service you can trust
We pride ourselves on delivering the highest level of service to help people find a solution to overcome problem debt.
Read real reviews of our service on Trustpilot.
Start your journey today and see which solution suits your needs.
Speak to a debt help expert now on 0161 823 4974 or complete the form and we will call you back.
They helped us immensely throughly would absolutely recommend them.
C Garrard, Trustpilot 5*
How to get started in three steps
We will guide you every step of the way to help you get back to enjoying life knowing you're in control of your debts
Contact us
Complete the online form or call us on 0330 320 0827
Talk to the experts
Talk with us so we can understand your circumstances and take you through your options
Make an informed decision
We'll give you all the information you need to make an informed decision
This may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
Take the firsts steps to overcome problem debt
Complete the form and one of our expert advisers will call you back.
All financial solutions are subject to eligibility and acceptance. Fees may apply.

Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.
Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.