Debt Solutions

Learn more about the debt solutions available

What is a debt solution?

Debt is something that affects people from all walks of life and it can be daunting to find a solution resolve problem debt.

Debt solutions were created to help people deal with their debt. Solutions can be formal procedures and fall under personal insolvency, such as an Individual Voluntary Arrangement and Bankruptcy, and informal solutions, such as Debt Management Plans and Negotiated Agreements with Creditors.

Hows do debt solutions work?

Each debt solution is designed to help people manage their debt and work towards becoming debt free.

Finding a solution that works best for you can be tricky because each solution has its own set criteria to be met to qualify for the solution. You will also need to look at the benefits and considerations of each solution so you can make an informed decision.

Below we outline the available debt solutions for residents of England, Wales and Northern Ireland.

Individual Voluntary Arrangement (IVA)

At UK Debt Service we specialise in Individual Voluntary Arrangements commonly refered to as an IVA.

An IVA is a formal debt solution and legally binding arrangement with your creditors to pay all or part of your debts.

An IVA typically lasts 60 months and when all of payments have been made, all unpaid debt is written off.

An IVA is a debt solution available to residents of England, Wales and Northern Ireland.

Other Debt Solutions

Bankruptcy

Debt Relief Order (DRO)

Debt Management Plan (DMP)

Administration Order

Debt Consolidation

Negotiated Agreement with Creditors

We're here to help people get debt free

At UK Debt Service we specialise in Individual Voluntary Arrangements (IVAs) and help people become debt free.

Our advisors are here to listen and help you understand the options available based on your individual circumstances and see if an IVA is the most appropriate solution.

Start your journey towards a debt free future today and see if you qualify for an IVA.

Speak to a debt help expert now on 0330 320 0827 or complete the form and we will call you back.

Debts we can help with

We can help with unsecured debts including the below and more

Council Tax Arrears, HMRC debt & benefits overpayment
Payday loans, bank loans & overdrafts
Credit cards, store cards & catalogues
Bailiff Enforcement & Debt Collector Action
County Court Judgments (CCJs) & Attachment of Earnings

Creditors we deal with

We deal with all major creditors in the UK

How to get started in three steps

We will guide you every step of the way to help you get back to enjoying life knowing you're in control of your debts

Contact us

Complete the online form or call us on 0330 320 0827

Talk to the experts

Talk with us so we can understand your circumstances and take you through your options

Make an informed decision

We'll give you all the information you need to make an informed decision

Check if you qualify for an IVA

Start your journey to a debt free future today. Complete the form and one of our expert advisers will call you back.

UK Debt Services specialises in IVAs, but we will always review your circumstances and let you know all debt solutions available so you can make an informed decision.